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Move Up Financing

With one of the most diverse and extensive product lines in the industry, we have mortgage products to fit a variety of home financing needs. We’ve listed some of the most popular here. For more information, contact a Home Mortgage Consulant for more information.


Jumbo Loans

  • Mortgage amounts in excess of the conforming loan limit set by Fannie Mae and Freddie Mac
  • Also known as non-conforming loans
  •  Typically carry competative interest rates

For homebuyers with the following consideration points:

  •  Homebuyers who need financing to purchase a more expensive property
  •  Investment-minded buyers who can make a large purchase, but want to leverage their assets more effectively


Borrower-Paid Mortgage Insurance

  •  Bypasses mortgage insurance costs when loan-to-value ratio is more than 80%
  • Money that would have gone to mortgage insurance goes instead to tax-deductible interest payments 1
For homebuyers with the following consideration points:
  • Homebuyers without enough cash for a large 20% down payment
  • Homeowners who plan to move or refinance within 10 years



  • It may be possible to refinance to a lower rate that is more beneficial in the long term.
  • Broad range of programs available
For homebuyers with the following consideration points:
  • Homeowners looking to reduce their monthly payments, shorten their loan term, or consolidate debt, or eliminate mortgage insurance costs


Investment Property Financing/Vacation Homes/Second Homes

  • Single-family, multi-unit, condos, condotels, co-ops and planned unit developmentsHome repairs or remodels may be included in loan amount
  • For homebuyers with the following consideration points:
  • Those who want to purchase "fixer upper" properties, rental properties, or a vacation home
  • Homeowners looking to use the equity in their current home to purchase an investment property or vacation or second home

1 Consult your tax advisor regarding the deductibility of interest.


NetFunding Corporation  NMLS #18759

Registered New York Mortgage Broker - All mortgage loans arranged with third party providers